Terms of Service

By accessing and using our website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These terms apply to all visitors, users, and others who access or use our services.

Creative Agency provides digital design, development, and marketing services including but not limited to:

• Website design and development
• Brand identity and logo design
• Digital marketing and SEO services
• Content creation and copywriting
• Consultation and strategy services

We reserve the right to modify or discontinue any service at any time without notice.

As a user of our services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Use our services only for lawful purposes
• Not interfere with or disrupt our services
• Respect intellectual property rights
• Comply with all applicable laws and regulations

Payment terms for our services:

• Payment is due according to the terms specified in your service agreement
• We accept major credit cards, bank transfers, and other approved payment methods
• Late payments may incur additional fees as specified in your agreement
• All prices are subject to applicable taxes
• Refunds are handled according to our refund policy

Failure to pay may result in suspension or termination of services.

Intellectual property rights are handled as follows:

• Upon full payment, clients receive ownership of custom work created specifically for them
• We retain rights to our methodologies, processes, and general knowledge
• Third-party materials remain the property of their respective owners
• We may showcase completed work in our portfolio unless otherwise agreed
• Clients must provide proper licensing for any materials they supply

Our liability is limited as follows:

• We provide services "as is" without warranties of any kind
• We are not liable for indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount paid for the specific service
• We are not responsible for third-party services or content
• Clients are responsible for backing up their data and content

Some jurisdictions do not allow limitation of liability, so these limitations may not apply to you.

Either party may terminate services under the following conditions:

• With written notice as specified in the service agreement
• Immediately for breach of these terms
• For non-payment of fees
• For violation of applicable laws

Upon termination, all rights and obligations cease except those that by their nature should survive.

These terms shall be governed by and construed in accordance with the laws of New York State, without regard to its conflict of law provisions.

Any disputes arising from these terms or our services shall be resolved through binding arbitration in New York, NY, unless otherwise agreed in writing.